For MCA funders
AI reads the file. Your rules make the call.
UW-agent uses AI to extract data from bank statements and applications, then runs it through your underwriting rules to return a shop ticket — Declined with the exact rule that failed, or Approved with amount, term, and frequency.
Approve: $25,000 / 6 months weekly
Ticket
One clear answer on every file
Approve: $25,000 / 6 months weekly
Declined: NSF count above limit
Product
Express: the decision, nothing else
Express is what your shop sees. Behind it, your underwriting rules check the extracted data and set the amount, term and frequency. The ticket shows only the decision, not the full breakdown.
Rule by rule
Your rules check the file rule by rule and stop at the first one that fails. Approved files get a single offer amount.
Ready-to-use ticket
A decline with a named reason, or an approval with amount, term and payment frequency. Your team can act on it right away.
Built for volume
Priced for a monthly deal allotment, with simple overage when you need more.
New
Want to see why? Choose Explanation.
Explanation gives you the same first line as Express, followed by a rule-by-rule breakdown of the decision, plus the extracted figures it was based on. Every decision can be reviewed and nothing is hidden.
- Same decision line as Express, so your workflow doesn't change
- Rule-by-rule breakdown of the decision, plus the extracted figures it was based on, right under the ticket
- Useful for training your team, handling pushback and keeping audit notes
Approve: $25,000 / 6 months weekly
- NSF count within limit
- Average daily balance cleared
- Offer set from deposit history
Declined: NSF count above limit
Every reason this file was declined:
- NSF count above limit
- Average daily balance below minimum
- Too many existing positions
- Time in business under minimum
Desk fit
Less data entry. AI does the reading.
- AI pulls the numbers from bank statements straight into underwriting
- Decline reasons your shop can act on
- Approvals arrive with amount, term and frequency already filled in
Pricing
Pick the level of detail you need
Express
$799/mo
400 deals/mo included · $2.00/deal overage
The decision only: Declined with reason, or Approved with amount, term, and frequency.
Explanation
$1,499/mo
500 deals/mo included · $2.50/deal overage
Rule-by-rule breakdown of the decision, plus the extracted figures it was based on, right under the ticket.
Premium
Coming soon
Coming soon.
Trust
Your files, handled with care
See how UW-agent handles and protects your files and tickets — AI extracts data; your rules make the call — built for US lenders.
Security & data →See a rules-based ticket from your desk
Request a demo. We'll run a sample file, show you the Express and Explanation tickets, and check the fit for your shop.
Request a demo